Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid ...

A home equity loan is a type of second mortgage on a home that’s secured by the underlying property. Learn more here.

Your lender sets up mortgage escrow to collect certain expenses, like property taxes. This simplifies the homeowner's payment. Learn more here.

Homes in the United States have historically appreciated over time. This appreciation can help new homeowners build equity ...

How Should Homebuyers Navigate 2025? Each new year, millions of renters resolve to finally become homeowners. The turn of the calendar seems to offer new hope of finding a home, setting down roots, ...

Private mortgage insurance (PMI) is an extra cost required for borrowers putting down less than 20% on a conventional loan. It allows for earlier homeownership and can be cancelled once the borrower ...

Some loan programs offer a zero down payment option. But more than likely, you'll need at least 3% down. You’re excited about the prospect of purchasing a home. Only you’ve heard that you may need to ...

Finding the perfect home can be challenging. Sometimes, the best way to get into your dream property is to simply build it from the ground up. However, financing new construction isn't as ...