Note: This article was originally published in January 2017. It has been updated multiple times since then to reflect the most current information. The most recent update was on January 18, 2025.
Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.
See how we rate banking products to write unbiased product reviews. Currently, 1-year CDs offer some of the highest CD rates you can find across the board. The best CD rate for a 12-month CD term ...
Credit Human also offers IRA certificates with term lengths significantly longer than standard, so if you're hoping to open an IRA CD with a term length as long as 10 years, Credit Human might be ...