At Business Insider, we keep track of over 160 financial institutions across the U.S. and list the best CDs currently offered. We report the highest CD rates every day to help you find the right CD.

The best 5-year CDs far outpace the national average CD rate on 5-year terms, which is 1.32% APY (Annual Percentage Yield). Generally, online banks and credit unions offer the best CD rates.