For some, that won't be possible. If you fly Alaska Airlines with another person at least once a year, this card is a must-have. Be aware, however, that Alaska doesn't fly everywhere.

This lower-interest alternative to a credit card splits up purchases into equal payments over time, but it has downsides.

CELTIC’S hunt for a domestic treble is put to the test on Saturday when Kilmarnock visit Parkhead in the Scottish Cup.