Many employers offer matching contributions, which can significantly increase your retirement fund. Contribute enough to take full advantage of any matching programs, as this is essentially free ...

A Roth retirement account is funded with money that you've already paid taxes on. As long as you follow certain rules, you get tax-free distributions in retirement. The SECURE Act 2.0 relaxes a ...

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Your employer matches up to a certain limit for every dollar you put into your account, which is generally considered "free money" toward your retirement. For instance, if you make $50,000 ...

Berkshire Money Management Financial Advisor Holly Simeone will host a special virtual event, "Retire This Year: Milestones, Timelines and Tips for Ages 59+," at 6 p.m. Tuesday, Jan. 14, to give ...

Beginning Jan. 1, 2024, new legislation allowed for penalty-free withdrawals of $1,000 from retirement plans for financial emergencies. Those withdrawals would not be subject to the usually 10% ...

Learn what could derail your retirement—and how to respond and regroup Ken Hawkins co-authored The New Rules for Retirement: What Your Financial Advisor Isn't Telling You and is the founder of ...

APR includes interest and other fees; it reveals the true yearly cost of a loan. Credit card APRs adjust based on the U.S. prime rate and your credit score. Paying the full credit card balance ...

Towards that end, challenge yourself to free up enough cash to max out your workplace retirement account, and for those over 50, take advantage of the catch-up contributions that you’re eligible ...

A Roth retirement account is funded with money that you've already paid taxes on. As long as you follow certain rules, you get tax-free distributions in retirement. The SECURE Act 2.0 relaxes a ...

Commissions do not affect our editors' opinions or evaluations. Most hotel and airline credit cards let you spend your way to free flights and hotels by earning points. However, some credit cards ...