In December 2024, The Fed made an interest rate cut for the third Fed meeting in a row. This caused CD interest rates to fall, and it's likely that CD rates will continue to fall in 2025.

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details).

Interest is compounded daily and credited to your account monthly. If you take money out of your CD during the agreed-upon term, before its maturity date, you’ll be charged a penalty for early ...

Commissions do not affect our editors' opinions or evaluations. Ally Bank offers seven CD terms, ranging from three months to 60 months. The bank’s CDs tend to be competitive among online banks.

Its six-month CD offers a competitive 4.50% APY, but you’ll also find a flat 4.45% APY on the 11-month no-penalty CD. The CDs have yields ranging from 4.00% to 4.50% APY with terms from three to ...

If you’re interested in an Edward Jones certificate of deposit (CD), rates are higher than the national average, ranging between 4.00% and 4.50% annual percentage yield (APY). These rates are on ...

CDs are a good savings option to park money for a few months or years with minimal risk of losing your earnings. If you need to access the money before it fully matures, you’ll often pay an ...

If you’re searching for a place to stash your cash for short-term savings while still earning a competitive rate of return, a certificate of deposit (CD) can be an attractive option.

CDs are a good savings option to park money for a few months or years with minimal risk of losing your earnings. If you need to access the money before it fully matures, you’ll often pay an ...

Currently our favourite streaming service for hi-fi fans, Tidal has recently replaced the licensed MQA format with the open-source FLAC, and simplified and cheapened its offering (hi-res, CD-quality ...