Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid ...

A home equity loan is a type of second mortgage on a home that’s secured by the underlying property. Learn more here.

Your lender sets up mortgage escrow to collect certain expenses, like property taxes. This simplifies the homeowner's payment. Learn more here.

The turn of the calendar seems to offer new hope of finding a home, setting down roots, and building wealth. But how to turn ...

Homes in the United States have historically appreciated over time. This appreciation can help new homeowners build equity ...

Private mortgage insurance (PMI) is an extra cost required for borrowers putting down less than 20% on a conventional loan. It allows for earlier homeownership and can be cancelled once the borrower ...

You can't shop for rates until after you're pre-approved. It's usually best to stick with your pre-approval lender, especially for complex situations. For homebuyers, it’s natural to want the lowest ...