No-medical-exam life insurance can take several forms ... According to the National Association of Insurance Commissioners, State Farm receives far fewer complaints than other providers.

CNBC Select has chosen the top companies for whole life insurance based on coverage, costs, customer service and more.

No medical exams required. Fewer than the expected number of complaints to state regulators. Anyone age 50 and up can get access through AARP membership. Cons Term life insurance premiums rise ...