Home equity is a valuable financial resource. By definition, it's the difference between your home's value and how much you ...

What the market trends are: With current HELOC rates slightly lower, they could be the cheaper option for short-term ...

kate_sept2004 / Getty Images A home equity line of credit (HELOC) is a line of credit that uses the equity you have in your home as collateral. The amount of credit available to you depends on the ...

as they strive to maintain a balance between debt and equity financing. Low Ratio (Below 0.2 or 20%): A low ratio indicates that the company is highly leveraged, meaning it relies heavily on debt ...